Uninsured Motorist Lawyer San Diego

$250,000,000+Recovered

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Filing A Claim Against An Uninsured Motorist

The aftermath of a car accident is always stressful. At the scene of the crash, you typically would collect the insurance information of the other driver. However, when the responsible driver does not have insurance or is underinsured, your claim can become even more complicated.

Car accident claims involving underinsured drivers are adversarial in nature and require the help of an experienced attorney who understands the process. At AK Injury Law Firm, we help clients throughout the San Diego area file successful personal injury claims involving uninsured drivers. Your insurance company may compensate you for some of your damages caused by an uninsured motorist, but we can help you file a claim to recover the full compensation you deserve.

We Understand How To Navigate The Process

Under California law, all drivers must carry auto insurance. However, not everyone follows this rule and many drivers have no insurance or are underinsured. Many people also carry uninsured and underinsured insurance as part of their regular car insurance policy that will help cover some of their damages.

The steps to take in a case involving an uninsured motorist vary from regular car accident claims and works similarly to a third-party claim. We will help you with every step of the personal injury claims process, from investigating your case, sending a demand letter and advocating for you in settlement negotiations. When you suffer injuries in an accident, you deserve compensation to help you cover your costs and get back on your feet. Depending on the circumstances of your case, you may file a claim to recover compensation for medical expenses, lost wages, lost future income, pain and suffering, and mental anguish.

Frequently Asked Questions About Uninsured Motorists Accidents

Do you have questions about a car accident involving an uninsured driver? You are not the only one. Here are our answers to questions that drivers in the same situation have asked.

How do I handle an accident with an uninsured driver?

Typically, you can handle an uninsured motorist accident like any other crash. You should call the police to report the accident – the resulting police report is an important piece of evidence that can strengthen your auto accident claim. You may also need to seek medical help from a paramedic and have a medical report made. It can help to reach out to an attorney to talk about your case. Our lawyers can represent you and negotiate with your insurance company to help maximize compensation.

Will my insurance cover the damages?

Your policy may include coverage for property damage and medical bills after suffering harm and loss in an uninsured driver accident, but many California insurers do not provide uninsured or underinsured coverage. The amount of damages you can recover can greatly depend on your insurance coverage and whether you have uninsured or underinsured coverage. Some policies may only cover medical bills and not property damage. It can help review your insurance policy to understand the amount of compensation you may be qualified for.

Will my rates increase even if the accident wasn’t my fault?

In many cases, your insurance rate should not increase after an accident if you are not at fault. However, there is the possibility of a rate increase depending on several factors, such as your degree of fault in an accident, the type of insurance policy you have and your claim history. If you believe your insurance rates were wrongfully increased, then you may need to talk to a lawyer to discuss your legal options.

What if the other driver flees the scene?

If you were in an auto accident and the other driver fled the scene, then it is important to act fast. You should consider calling the police to report the accident. Information may be collected to identify the other driver, such as witness statements, photos or video recordings. Depending on the severity of the accident, the other driver could face serious charges. However, it is also important to take steps to protect your rights and collect fair compensation.

Contact Us Today To Discuss Your Case

Call us today at 877-470-4878 to schedule your free consultation or contact us online. We always provide the personalized service and attention you need to get through this difficult time. We are available to our clients 24/7, so you never have to hesitate to reach out to us with questions and concerns.

Uninsured motorist help in nearby communities

Our one office is in San Diego, and we help people across San Diego County. Each of these pages covers local police reports, hospitals and courts:

Uninsured and Underinsured Motorist FAQs

Can AK Injury Law Firm afford to take on a complex or expensive case?

Yes. We advance every cost your case needs, including medical billing experts, lien negotiation and, when an insurer will not pay fairly, full litigation, and we prepare every case to go to trial if the insurer will not pay fairly. You pay nothing up front, and if we do not win, you owe nothing: no attorney fee and no repayment of costs. We have recovered millions of dollars for injured clients, though past results do not guarantee a similar outcome. See our recent results.

Will I work directly with the attorney?

Yes. AK Injury Law Firm is a boutique firm, and Dr. Azadeh Keshavarz personally handles every case. You can reach her directly, and a dedicated case manager helps with day-to-day questions.

What is uninsured motorist coverage?

Uninsured motorist (UM) coverage is part of your own auto policy. It pays for your injuries when the at-fault driver has no insurance or flees the scene. California insurers must offer it, and you must reject it in writing to go without (Insurance Code section 11580.2).

What is underinsured motorist coverage?

Underinsured motorist (UIM) coverage can pay the difference when the at-fault driver’s policy limit is too low for your losses. Read the UIM claim most drivers do not know they have.

Is a UM claim against my own insurer still adversarial?

Yes. Your insurer steps into the shoes of the at-fault driver and will try to minimize the claim. Disputes often go to arbitration, so preparation matters.

What if the at-fault driver had no insurance at all?

See what happens when the at-fault driver has no insurance and what to do when policy limits cap your recovery. The California Department of Insurance also handles complaints about insurer conduct.

Dr. Azadeh Keshavarz, Esq

Founder/Managing Attorney

Bilingual - English I Spanish